Pursuing a new hobby. Travelling the world. Or simply spending more time with your family and friends. Retirement is about doing the things you’ve always wanted to do. What's clear is we all want something different from retirement. On your last day of work, you’ll want to know your retirement is well funded, so it’s essential to plan ahead.
Average life expectancy is on the rise, meaning your retirement may last for a third of your lifetime. Pension legislation is evolving and there’s a lot more choice now, than in the past. But this has made the landscape ever more complex.
Listening to your aspirations and gaining an understanding of your situation will help us to set you on the path to the retirement you’ve been working towards all your life.
No two clients are the same. You’ll get a personal service tailored to your needs. Our retirement experts will ensure you make the right decisions for your life after work.
We’ll handle that. Our joined-up approach means you’ll have access to specialist advice from senior staff across the business. Unlike other firms, we have in-house investment management, tax advice and financial planning to help you plan every aspect of your retirement. And we are happy to work with any other business that may be advising you in these matters.
Are your pension funds protected from inheritance tax in the event of your death before or after you retire? Our tax advisers will be able to help you find out.
We don’t provide our own financial products, like insurance policies, pensions or annuities. You can be sure you’ll get independent, fee-based advice on the widest possible selection of pension products from a trusted adviser.
The value of investments and the income from them can fall as well as rise and you may not receive back the original amount invested.
Growing your wealth is a long-term undertaking, we can help you prepare a long-term plan.
Reviewing your pension early can pay significant dividends in the long-term.
Financial modelling can help you to plan for your perfect retirement.
Ensure the tax system works for you, both now and in your retirement.
The Now & When webinars are designed to give you practical guidance when thinking about your finances.
How best to plan your retirement with confidence and optimism. Events available at both Cheltenham and Bristol.
Women may be achieving equality in many walks of life, but on pension provision, they still lag considerably.
Defined contribution pension freedoms – the legislation is in place but does your pension contract offer you the freedom you need?